recreational vehicles atv

Insuring Winter Recreational Vehicles

As the winter season begins, our winter vehicles come out to play. Your average outdoor adventurer is let out to explore all things winter. From snowmobiles to ATVs to everything else you can think of, it's going to be a blast.

While you are preparing your toys for the upcoming season, it is essential to understand the basics of insurance for your vehicles in the event of an accident or injuries that may occur. Continue reading to learn everything you need to know about recreational insurance in Sherwood Park and the surrounding areas.


Prepare Yourself For Winter Recreational Activities

The first thing you need to do when the winter season approaches is to consider the type of insurance required for your snowmobiles, ATVs, or even your snowboards. It's important to have the proper insurance on all of your winter vehicles because the unexpected often happens in snowy and icy conditions.

The coverage that you need, the laws surrounding winter vehicles, and the chance that it might get stolen or damaged influence the cost of the insurance that you need to have in place before enjoying your favourite recreational activities this winter season.

Cost of Insurance For Snowmobiles and ATVs

The price tag on your winter vehicle insurance varies based on a few different factors. The type of vehicle, your credit rating, and the area that you live may influence what you pay out of pocket to keep them insured.

The type of coverage you need will depend on the ATV and/or snowmobile that you own. Fewer people tend to think of the laws specific to the area where you plan to utilize your winter vehicles. Any offroad vehicles may have specific rules of operation:

  • Helmets are mandatory
  • Take a training course
  • Drive sober
  • Have the proper insurance

As far as insurance goes, snowmobiles and ATVs require minimum coverage for public liability and property damages. These are mandatory in the event of an accident where someone is injured or someone's property becomes damaged, and you will be prepared to show an officer that you have coverage.

In any situation, insurance will cover the costs rather than paying out of pocket for any medical bills or repairs to the property that might be needed.

Insurance in Sherwood Park

Whether you are looking for insurance in Sherwood Park or insurance in St. Albert, Gibbons, or Daysland, we've got you covered. It is in your best interest to have the proper protection in place whenever you step foot into your favourite winter recreation. In addition to helmets and other safety equipment, you need to have the appropriate insurance in place.

Contact Tailor Made Insurance today to see what kind of insurance we can offer to help protect you and your winter vehicles during this winter season. We are standing by to help you get the coverage that you need.