Trusted Home Insurance in Sherwood Park, St Albert & Surrounding Areas

Your home is likely one of your most significant investments. Homeowners insurance protects your investment, as well as you, the members of your family and your household possessions. At Tailor Made Insurance, we know you want the best for yourself and your family, including the ideal home insurance coverage in St. Albert and the neighbouring areas. The brokers at Tailor Made Insurance can help you find the right home and property insurance packages for your needs. Contact us now to learn more. 

What Is Homeowners and Condo Insurance?

Whether you own a house or a condo, you're accountable for both the interior and outside, as well as the land, your belongings, garage, and other things on the property. There are various homeowners and condo insurance coverages, including:

• Dwelling: Dwelling insurance helps pay for the repair or rebuilding of a house's physical structure and any associated structures that are destroyed by a covered danger. Damage from risks such as theft, fire, hail, or ice is covered by standard housing insurance.
  
  
• Other buildings and structures: This helps safeguard other structures and items on your property from harm caused by a covered peril. For example, if a tree falls on your shed due to a storm, this coverage may be able to assist you in paying for repairs.
  
  
• Personal property: Whether you live in a condo or family house, your space is likely packed with your belongings, ranging from furniture to clothing. Personal property coverage safeguards your possessions and assists with the repair or replacement of them in the event of a covered loss.
  
  
• Liability: If somebody is hurt while visiting your condo or home, liability coverage may help pay for the medical and legal bills if you're found to be at fault. If you're found accountable for inadvertently harming the property of someone else, this coverage can handle that.
  
  
• Additional living expenses: Additional living expenses is a type of coverage that permits you to live somewhere else while your house or condo is being restored or rebuilt. It also provides coverage if your family is forced to evacuate due to a covered peril, like a hurricane, fire, tornado.

Homeowners Insurance Is Crucial

Insurance is your protection against the uncertainties of day-to-day living. Most people consider their home their single most valuable possession - and their biggest investment. Adequate coverage can save you from severe financial loss if your home is damaged or destroyed. It provides compensation for liability claims, medical expenses, and other amounts that result from property damage and personal injury suffered by others. Most lenders require homeowners insurance in order to obtain a mortgage.

Hail Damage, Theft, and More

Homeowners’ insurance protects the structure of the house from hail damage. However, insurers in places where hail storms are prevalent may limit coverage or raise premiums. So, if you want to be protected from such situations, make sure you're entirely insured and check your homeowners' policy for limits before buying it. Ask Tailor Made Insurance how homeowners insurance can protect you against the following scenarios:

 A hail storm damages your home's exterior.

 You suffer theft of your valuable possessions.

 A slip and fall on your property results in someone suffering an injury.

 Your errant shot on a golf course causes damage or injury.

Find Out More

You can save on your total premium when you combine your home and vehicle insurance in one package with one expiry date. Call Tailor Made Insurance for details.

Your Condominium

Condominium insurance is an affordable way to protect your investment and your household possessions while also protecting your liability as a joint owner of the building and facilities.

Condo Insurance Is Crucial, Too

As a condominium owner, you have unique insurance needs, and ordinary insurance coverage may not give you all the protection you require. As well as owning your unit, you share ownership in the structure, facilities, and amenities of the entire complex. Group ownership gives you lifestyle advantages, but also carries shared responsibilities if something goes wrong.

Coverage Protects in So Many Ways

Ask us how condominium insurance can protect you against the following scenarios:

 Your condominium corporation has inadequate insurance.

 You suffer theft of your valuable possessions.

 A slip and fall on your property results in someone suffering an injury.

 You receive a special assessment from your condominium board.

 Your errant shot on a golf course causes damage or injury.

Save By Combining!

You can save on your total premium when you combine your home and vehicle insurance in one package with one expiry date. For more details on any of the products we represent, call or email Tailor Made Insurance, and we’ll reply within one business day.

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